Credit Corp Financial Services ACN 146 525 706 trading as Wizit Money (‘Wizit Money’, ‘we’, ‘our’) collects personal information including credit information about you. Wizit Money is part of the Credit Corp Group which comprises Credit Corp Group Limited and its subsidiaries. By agreeing to this Privacy Disclosure Statement and Consent (‘Consent’), you agree that we can, consistent and in accordance with applicable laws, collect, use and exchange credit and personal information about you for the purposes outlined in this Consent and our Customer Privacy and Credit Reporting Policy. We recommend that you check our Customer Privacy and Credit Reporting Policy regularly, and in any event whenever you visit our website, to see if it has been updated to ensure that you are aware of any changes we may make.
Capitalised terms in this Privacy Disclosure Statement and Consent which are not defined have the same meaning as in the Wizit Money Terms and Conditions.
A. Purpose of collecting your information
We collect credit and other personal information about you in order to:
The information we obtain from you is used and disclosed, subject to compliance with privacy and credit reporting laws, for the purposes listed in this Consent and in our Customer Privacy and Credit Reporting Policy, and otherwise as permitted or required by law. The type of credit and other personal information we collect from you is set out in our Customer Privacy and Credit Reporting Policy.
We require the information we collect from you to verify your identity, assess your application, approve Purchases and manage your account as outlined in the Agreement. If you do not provide the information sought or your consent to our use of your information in accordance with this Consent, we may be unable to process your application and/or approve Purchases or offer services to you.
You confirm that you are authorised to provide any personal information to us, including personal information relating to third parties. Where you provide us with information relating to third parties, you agree that you will advise those third parties that we have collected their information from you and that they can refer to our Customer Privacy and Credit Reporting Policy for information about how they can access or seek correction of that information.
B. Your Consent to the use and disclosure of your information
By agreeing to the terms of this Consent, you consent to and agree that Wizit Money may do any of the following:
C. Agreement regarding disclosure of information to credit reporting bodies
You also agree that we may, as appropriate, do any of the following:
D. Agreement regarding notification to credit reporting bodies
Where we provide you with credit, you agree that we may notify a credit reporting body of the following circumstances, should they arise:
E. Electronic communications
By agreeing to this Consent, you acknowledge that when you consent to us sending you documents by email or other electronic communication, paper copies of such documents may no longer be given to you and that you will regularly check your email account to see if you have received any documents from us. You may at any time withdraw your consent to receiving documents by electronic communication by contacting us at email@example.com or by phone on 1300 730 522.
F. Opting out of receiving marketing material
All of our marketing emails include a link to enable you to opt out of receiving future marketing material from us (whether by email, post of phone). Alternatively, you can contact us at any time by email at firstname.lastname@example.org or by phone on 1300 730 522 to request that we no longer send marketing material to you.
G. Accessing, correcting and making a complaint about your personal information
Our Customer Privacy and Credit Reporting Policy is an important document, which you should read. It contains information about how you can access and correct your personal information, how you can complain about a breach of any privacy laws by us and how we will deal with your complaint. It also contains further details about the type of credit and other personal information that we collect and how we may use it, the contact details of the credit reporting bodies to which we may disclose such information and information about your rights to request those credit reporting bodies not to use or disclose credit reporting information in certain circumstances. If you believe, there has been a breach of privacy in relation to your personal information you are entitled to complain.
Our Customer Privacy and Credit Reporting Policy contains information about how you can make a complaint. Our Customer Privacy and Credit Reporting Policy is available on our website at https://www.wizit.money/legal-stuff/customer-privacy-and-credit-reporting-policy. You can also request a copy of our Customer Privacy and Credit Reporting Policy, make a request for access or correction of your personal information or make a complaint by contacting our Privacy Officer by phone on 1300 730 522 or by email at email@example.com.
Last updated: September 2022